Benefits
1.
Trip cancellation: Reimbursement of cancellation costs if trip not started up to the selected travel price
2.
Trip interruption: Reimbursement of the booked and unused part of the arrangement up to the selected travel price
3.
Delayed commencement of your booked stay
a) If the journey to your holiday location is delayed through no fault of your own (e.g. car break-down): reimbursement of costs incurred en route for overnight board and lodging
b) Due to a natural event on location (avalanche, landslide, etc.):
Reimbursement of costs incurred for overnight board and lodging due to closed roads
(up to 20 % of the value of the booked trip, max. € 365,-)
Premium:
| Holiday cost up to |
Premium |
Holiday cost up to |
Premium |
| €300,- |
€15,- |
€3.500,- |
€160,- |
| €500,- |
€30,- |
€4.000,- |
€180,- |
| €750,- |
€35,- |
€4.500,- |
€210,- |
| €1.000,- |
€45,- |
€5.000,- |
€230,- |
| €1.500,- |
€70,-
|
€5.500,- |
€255,- |
| €2.000 |
€90,- |
€6.000,- |
€280,- |
| €2.500 |
€115,- |
€6.500,- |
€305,- |
| €3.000 |
€135,- |
€7.000,- |
€330,- |
Please note that the maximum insurable holiday cost (maximum sum insured) is limited to € 3,500 per person and € 10,000 per booking. Higher insured sums are only valid if approved in writing by EUROPÄISCHE. The maximum duration of stay is 31 days in Austria und South Tyrol.
The contract is based on the HGV cancellation protection conditions (ERV-RVB Hotellerie 2005 in the current version, Special Condition 1 of HGV cancellation protection) based on the Austrian hotel contract conditions (ÖHVB), which can be obtained from
www.HGV.it or
www.assiconsult.com, or directly from EUROPÄISCHE. All insurance benefits are subsidiary. The insurance contract is subject to Austrian law. The term of the insurance contract depends on the premium selected. The term of the insurance contract depends
on the premium selected.By paying the insurance premium the insured person declares agreement with the expressed provisions and insurance terms and conditions.
Insured reasons for cancellation and termination of the journey
Cancellation / interruption reasons covered are the following events, if these result in your being unexpectedly unable to commence your journey or having to curtail it::
• suddenly occurring serious illness, serious health consequences resulting from an accident, adverse reactions to a vaccination or death of the insured person.
(Existing complaints are insured if they become acute unexpectedly);
• suddenly occurring serious illness, serious health consequences resulting from an accident or death of a family member, making your presence at the place of
residence absolutely necessary;
• pregnancy, if the pregnancy is only determined after booking the journey;
• severe pregnancy complications;
• serious damage to your property at your place of residence as a result of acts of God (fire, etc.) or the criminal act of a third party, making your presence necessary;
• loss of job without fault, as a result of notice of termination issued by the employer;
• call-up to basic military service or alternative civilian service;
• submission of an action for divorce (the corresponding application for separation by mutual agreement) to the competent court;
• failure to pass the school-leaving certificate examination, or a similar final examination for a course of school education lasting at least 3 years;
• receipt of an unexpected judicial summons of the insured person.
Restrictions on cover provided
No cover is provided if the reason for cancellation or interruption is connected with the following illnesses or treatments of insured persons:
• psychological illnesses (only the first occurrence is covered), dialysis, organ transplants, AIDS and schizophrenia generally;
• coronary illnesses, stroke, cancer, diabetes (type 1), epilepsy and multiple sclerosis; if inpatient treatment has been received within the 12 months prior to the
date on which the policy is taken out (for trip cancellation) or travel commences (for trip interruption).
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